Grand Finance

From Gold to Goals

In India, gold jewelry has strong emotions and cherished memories attached to it. Recognizing the emotional significance, instead of parting ways with your treasured gold, why not leverage its inherent value to secure a loan?

We bridge the gap between our customers' financial needs & wants and their sentimental attachments to their gold possessions, by providing quick and hassle-free gold loans.

STARTING
AT JUST 9.9% P.A.

Product overview

We provide innovative financial solutions tailored to your needs. Explore our range of services designed to help you unlock the potential of your assets effortlessly.

Quick access to funds
No credit history required
Low documentation requirement
Flexible repayment options
Lower interest rates
Use of idle gold assets
Short-term loans

Grand Finance for your loan needs

At Grand Finance, we understand your needs and believe in providing quick & hassle-free loans helping you achieve all your financial goals.

Quick Processing

Our evaluation, KYC, and loan disbursement get completed within minutes.

Competitive Interest Rates

Enjoy affordable and transparent rates & charges.

Multiple Schemes

With our different schemes, we provide flexibility in terms of repayment plans.

Your Safety

Our customers’ gold is securely stored in strong and safe lockers.

How it works

We've made the process simple, fast, and transparent so you can access funds when you need them the most.

Quick Evaluation

We check the gross and net weight of the ornament and evaluate the purity of the same, based on which the loan amount is derived at.

Understanding and choosing schemes

We explain the different schemes available, charges, repayment process, and all other details so you can pick the scheme that suits you best.

Fast KYC

A quick customer on-boarding process to get you started.

Loan Approval

Based on the valuation, we offer you an instant loan with a transparent breakdown of terms and interest rates.

Loan Disbursement

The final loan amount requested will then be transferred to your bank account.

Repayment

Repay as per your convenience, based on the scheme you’ve picked.

Frequently Asked Questions

Find quick answers to common questions about our services, processes, and policies.

What is the interest rate on a gold loan?

Our gold loan interest rates start as low as 9.9%, depending on the loan tenure and amount. We also have multiple scheme options so you can pick the best for yourself.

How much can I borrow against my gold?

You can get up to 75% of the market value of your gold, depending on its weight and purity, as mandated by the RBI.

How long does it take to get the loan amount?

Once your gold is evaluated and verified, the loan is typically disbursed within 10 minutes.

Is my gold safe with you?

Yes, your gold is stored in highly secure vaults and is fully insured for its entire value.

Can I repay my loan early?

Yes, you can repay your loan early without any prepayment penalties, depending on the schemes you choose.

Where and how can I repay? Online or do I need to visit the branch?

You can pay online by entering your gold loan account number and logging in, or you can also visit the branch to do the same.

How are gold loans compared with other types of loans?

Gold loans have lower interest rates, are faster, require lesser paperwork, don’t affect your credit score, and do not require any documents other than your ID proof and bank proof.

Why should I choose to take a loan from an NBFC over a bank?

Though banks have lower interest rates, NBFCs are preferred by most because NBFCs are much faster, require much lesser paperwork, and are very hassle-free.

Want to know more?

Call or WhatsApp at - +91 97467 42576 Request a call back